Grants and Loans

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Church Commissioners Car Loan Scheme
The Church Commissioners operate a national car loan scheme for serving clergy, deaconesses and licensed lay workers who are currently paid via the central clergy payroll. Car loans are not available to retired clergy. For details of how to apply for a car loan, please see the following notes:
  • Please complete the application form and return it to St James’ House for the attention of Pauline Rowe. The application form can be downloaded from the Church Commissioners website here.
  • A monthly deduction will be made direct from your stipend by the Church Commissioners.
  • If you already have an existing loan this must be cleared before a new loan is granted. This can be done through the Church Commissioners by completing section 3 of the application form. Your current balance can be found on your most recent pay statement.
If you are purchasing a used car:
  • It must not be more than four years old.
  • A HPI report is required by the Church Commissioners. This should be enclosed with your application form.
  • A car over 4 years old may be purchased but a HPI report is required and also an independent engineer’s report. The Church Commissioners will make a decision upon these reports. You may be granted a loan repayable over a shorter period.
  • A cheque may be made payable to you or the garage (see section 3). It will be sent directly to you from the Church Commissioners and should take approximately five or six days. Alternatively, a BACS payment can be made direct to the account that your stipend is paid into.

Clergy Handbook

Useful Contacts

For further details on the Church Commissioners Car Loan scheme, please contact:

Clergy Payments Department
Church House
Great Smith Street

t: +44(0)20 7898 1000
f: +44(0)20 7898 1769

The National Car Loan Scheme homepage can be found here:

National Car Loan Scheme

Car loan application forms can be downloaded via the link here:

Church Commissioners Car Loan Scheme

Pauline Rowe can be contacted at:
Diocese of Liverpool
St James' House
20 St James Road
L1 7BY

t: 0151 705 2138
f: 0151 705 2211